It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity — particularly this time of year, when the days are short? Those answers can differ depending on a […]
December 18, 2020
Many people have fine jewelry, antiques, art works and collectibles. But, many do not realize that their homeowners policy comes with limitations for these most precious items and in most cases, special theft limitations. The maximum limit your policy provides for unscheduled items may not be enough. Antiques and art work are covered for […]
December 7, 2020
An important coverage that is available on a homeowner’s policy is Ordinance and Law Coverage. This coverage is not always included in your homeowner’s policies, but can be added by endorsement for an additional premium. Homeowner’s insurance policies are designed to pay for repairs to your home to put it back in the same condition […]
November 10, 2020
The COVID-19 virus has had a major impact on our lives and how we deal with this new economy. As a small business owner you may be feeling the effects of this virus even more so than individuals who do not own a business. As a business owner you are responsible for continuing a flow […]
October 14, 2020
In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character, so it’s easier than ever to libel, slander, or invade a person’s privacy. Even if you apologize, you can […]
October 8, 2020
So, you have completed all of your courses to become an acupuncturist and are ready to start practicing. You have all your certifications in order and you are confident you know what you are doing when it comes to taking care of your patients, but what you are unsure of is what insurance you need […]
September 23, 2020
Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes. Here are 10 tips to help: Look up. […]
September 22, 2020
Two-thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total $11 billion each year running them. Our guess is that most of those households (which may include yours!) wouldn’t mind spending a little less to keep their homes cool. Because as great as it […]
September 4, 2020
With the ever-increasing need in today’s society to use technology in order to do business, the need for Cyber Insurance exists even if you don’t do transactions with your customers online. And it’s very important to understand that standard business insurance does not cover data breaches or almost any other loss involving data. You may […]
August 11, 2020
When the sun is out and the weather gets warm, people flock to the water — whether it’s the beach, lakes, rivers or a backyard pool. But wherever there’s water, there’s also danger lurking beneath the surface, even if you don’t live in an area with alligators or other threats. That danger? Drowning. According to […]
August 8, 2020