Medicare (Parts A and B) provides essential health coverage but does not typically include routine dental and vision care unrelated to specific medical conditions or procedures. Without additional coverage, expenses for services like dental cleanings, eye exams, and necessary treatments can quickly add up. That’s why I wanted to share some information on how you […]
August 20, 2025
There is something special about being out in the great outdoors – the smell of campfires soaring through the campground and the sight of the night sky shining bright above you. Camping in a RV feeds the soul. It can provide the most epic views and countless adventures that lead to the most incredible memories […]
July 29, 2025
When you hit the road, you do so in good faith that the drivers around you are protected by insurance, just like you are. Unfortunately, that’s not always the case, as some drivers choose to drive without insurance. This kind of driving not only impacts the uninsured driver, but others on the road as well. […]
June 23, 2025
If you want a safe fleet, start with safe drivers. Studies have shown, again and again, that your drivers are your largest exposure to risk, and your risks are all over the map, literally. Four steps to help identify safer drivers 1. Check the MVR (motor vehicle record) Every driver comes with a history. Obtain […]
May 5, 2025
Fleet vehicle accidents are among the most costly of injury claims for business. The average cost of a loss related to vehicle accidents is approximately $70,000. This is almost twice the cost of the average workplace injury ($36,592). Without a formal fleet safety program, you may be putting the welfare of your employees and company at […]
March 26, 2025
Bodily injury loss costs Since 2020, bodily auto severity has increased 20%, while total loss claims have jumped by 29%.1 Factors contributing to this trend include an increase in uninsured motorists on the road, medical cost inflation and a rise in speeding-related fatalities and injuries. In the latter case, nearly 30% of total traffic fatalities […]
February 19, 2025
Auto Insurance Premiums Over the past two years, auto insurance premiums in the U.S. have risen by more than 20% annually, driven by inflation, increased repair costs, and a higher frequency of claims. But there may be good news on the horizon. In 2025, experts anticipate a moderate increase, with projections of a 3% to […]
January 24, 2025
Have you signed a lease agreement for your business? Have you shown the lease agreement to your insurance agent? Even better, before you sign a lease agreement, it would be a good idea to show it to your insurance agent. You have a lot more bargaining power before you sign than after you have moved […]
December 31, 2024
Safety on the road is a shared responsibility, especially when it comes to motorcycles. With that in mind, we’re sharing some essential tips for both motorcyclists and car drivers to help everyone stay safe. For Motorcyclists: Always wear a helmet and protective gear – Helmets and gear can significantly reduce the risk of injury in case […]
November 16, 2024
With the holidays coming up, many of us are doing a lot more cooking in our homes than usual. In fact, the fire department responds to 170,000 cooking-related fires each year. Taking some simple precautions can help ensure your home remains safe. If leaving the kitchen, turn everything off: When cooking, especially when frying, grilling, […]
October 17, 2024