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Our Blog

  • Why Choose an Independent Insurance Agency?

    We’ve all seen the cute mascots on tv promising to save you money on your insurance and you’ve probably also started to see ads on social media from new online only companies promising instant quotes and incredible savings. So why would you want to call a Professional Independent Insurance Agency, like Schlitt Services, instead of […]

    February 23, 2021

  • Own a home? Here are two policy options you should know about

    If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common situations you may be unaware of — and the affordable options that can help […]

    January 27, 2021

  • How Does My Roof’s Age Affect My Insurance?

      How Does My Roof’s Age Affect My Insurance?   Back in 2004 and 2005 we were visited by Hurricanes Frances, Jeanne, and Wilma among others; many homes in Florida had their roofs replaced as a result of their destruction. Most homes still have those same roofs as they are still in good condition. However, […]

    January 26, 2021

  • 10 Tips to Help Prevent Identity Theft

    Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

    January 5, 2021

  • Porch Safety: Should You Leave the Lights On?

    It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity — particularly this time of year, when the days are short? Those answers can differ depending on a […]

    December 18, 2020

  • Artwork, Jewelry, Collectibles?

    Many people have fine jewelry, antiques, art works and collectibles.  But, many do not realize that their homeowners policy comes with limitations for these most precious items and in most cases, special theft limitations. The maximum limit your policy provides for unscheduled items may not be enough.   Antiques and art work are covered for […]

    December 7, 2020

  • How to avoid animal-vehicle collisions (and what to do if you can’t)

    About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage. And these collisions spike in the fall and winter, thanks to migration and mating patterns as well as reduced visibility caused by shorter […]

    November 15, 2020

  • What is Ordinance and Law Coverage?

    An important coverage that is available on a homeowner’s policy is Ordinance and Law Coverage. This coverage is not always included in your homeowner’s policies, but can be added by endorsement for an additional premium. Homeowner’s insurance policies are designed to pay for repairs to your home to put it back in the same condition […]

    November 10, 2020

  • RVs in a campground

    Don’t delay — start thinking about winterizing your RV today

    Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior, but with these […]

    November 3, 2020

  • Business Retirement Plans in a Pandemic

    The COVID-19 virus has had a major impact on our lives and how we deal with this new economy. As a small business owner you may be feeling the effects of this virus even more so than individuals who do not own a business.  As a business owner you are responsible for continuing a flow […]

    October 14, 2020