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Category: Homeowners Insurance


  • How Does My Roof’s Age Affect My Insurance?

      How Does My Roof’s Age Affect My Insurance?   Back in 2004 and 2005 we were visited by Hurricanes Frances, Jeanne, and Wilma among others; many homes in Florida had their roofs replaced as a result of their destruction. Most homes still have those same roofs as they are still in good condition. However, […]

    January 26, 2021

  • Artwork, Jewelry, Collectibles?

    Many people have fine jewelry, antiques, art works and collectibles.  But, many do not realize that their homeowners policy comes with limitations for these most precious items and in most cases, special theft limitations. The maximum limit your policy provides for unscheduled items may not be enough.   Antiques and art work are covered for […]

    December 7, 2020

  • What is Ordinance and Law Coverage?

    An important coverage that is available on a homeowner’s policy is Ordinance and Law Coverage. This coverage is not always included in your homeowner’s policies, but can be added by endorsement for an additional premium. Homeowner’s insurance policies are designed to pay for repairs to your home to put it back in the same condition […]

    November 10, 2020

  • Why Is My Homeowners Insurance Increasing?

    Florida’s property insurance market is facing some serious trouble from excessive litigation associated with roof, water, and prior hurricane claims. Re-insurers, which essentially are insurance companies for smaller insurance companies, have been raising their prices on their product to recoup their losses. Last month renewals increased as much as 20-50 percent over the prior year; […]

    July 21, 2020