When you hit the road, you do so in good faith that the drivers around you are protected by insurance, just like you are. Unfortunately, that’s not always the case, as some drivers choose to drive without insurance. This kind of driving not only impacts the uninsured driver, but others on the road as well. […]
June 23, 2025
If you want a safe fleet, start with safe drivers. Studies have shown, again and again, that your drivers are your largest exposure to risk, and your risks are all over the map, literally. Four steps to help identify safer drivers 1. Check the MVR (motor vehicle record) Every driver comes with a history. Obtain […]
May 5, 2025
Fleet vehicle accidents are among the most costly of injury claims for business. The average cost of a loss related to vehicle accidents is approximately $70,000. This is almost twice the cost of the average workplace injury ($36,592). Without a formal fleet safety program, you may be putting the welfare of your employees and company at […]
March 26, 2025
Bodily injury loss costs Since 2020, bodily auto severity has increased 20%, while total loss claims have jumped by 29%.1 Factors contributing to this trend include an increase in uninsured motorists on the road, medical cost inflation and a rise in speeding-related fatalities and injuries. In the latter case, nearly 30% of total traffic fatalities […]
February 19, 2025
Auto Insurance Premiums Over the past two years, auto insurance premiums in the U.S. have risen by more than 20% annually, driven by inflation, increased repair costs, and a higher frequency of claims. But there may be good news on the horizon. In 2025, experts anticipate a moderate increase, with projections of a 3% to […]
January 24, 2025
Car batteries are an essential part of an automobile. From getting your car started to charging your phone on the go, batteries provide the electricity your vehicle needs to keep rolling. That’s why it’s so important to know when to start considering a car battery replacement, as well as what you can do to extend […]
August 20, 2024
Auto insurance premiums in Florida have been on the rise in recent years, leaving many of us wondering about the factors behind these increases. Inflation! Everything we purchase has gone up significantly in the last three years. This includes many key components that contribute to auto insurance premiums such as vehicle repair costs, medical costs, […]
June 26, 2024
Discover the keys to maximum savings on auto insurance. Learn about top discounts, qualifying criteria, and tips for applying them effectively. Before you can be a driver on the road, you have to have auto insurance. A good policy isn’t just a requirement, it’s also a safety net that can provide you with financial protection […]
April 11, 2024
Why do I need to insure my umbrella? If it breaks, I can buy a new one. Sounds good, right? Personal Umbrella insurance is something completely different. The more your earning power and assets increase, the more you have at risk and the more you need to protect yourself from a loss of those assets. […]
March 21, 2024
Don’t drive drowsy! Follow these tips to protect yourself and the others on the road with you from drowsy driving. Drowsy driving can happen to anyone. A survey by the National Sleep Foundation revealed that over half of adults in the United States drive drowsy consistently, and 20% admitted to falling asleep behind the wheel […]
November 8, 2023