Homeowners insurance is critical for protecting your home and its contents in the event of damage. Learn 5 ways to keep costs down on a new or existing policy. Much like paying for routine maintenance of a vehicle, your homeowner’s insurance policy is meant to do something very important: keep things running smoothly. In the […]
March 14, 2022
Choosing the right pet insurance can save you money in the long run. Here are four steps and strategies to help you find the right policy and get the most out of it. As any pet parent that’s ever been stuck with an unexpected vet bill can attest, pet insurance can be a lifesaver, both […]
February 14, 2022
Don’t overlook your roof! This important structure affects more than curb appeal. It’s responsible for protecting many structures and systems.
October 22, 2021
How Does My Roof’s Age Affect My Insurance? Back in 2004 and 2005 we were visited by Hurricanes Frances, Jeanne, and Wilma among others; many homes in Florida had their roofs replaced as a result of their destruction. Most homes still have those same roofs as they are still in good condition. However, […]
January 26, 2021
Many people have fine jewelry, antiques, art works and collectibles. But, many do not realize that their homeowners policy comes with limitations for these most precious items and in most cases, special theft limitations. The maximum limit your policy provides for unscheduled items may not be enough. Antiques and art work are covered for […]
December 7, 2020
An important coverage that is available on a homeowner’s policy is Ordinance and Law Coverage. This coverage is not always included in your homeowner’s policies, but can be added by endorsement for an additional premium. Homeowner’s insurance policies are designed to pay for repairs to your home to put it back in the same condition […]
November 10, 2020
Florida’s property insurance market is facing some serious trouble from excessive litigation associated with roof, water, and prior hurricane claims. Re-insurers, which essentially are insurance companies for smaller insurance companies, have been raising their prices on their product to recoup their losses. Last month renewals increased as much as 20-50 percent over the prior year; […]
July 21, 2020