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Category: Insurance Tips


  • Are Lights Effective for Burglary Prevention?

    It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity? Those answers can differ depending on a number of factors. However, one thing is clear: it takes more […]

    March 8, 2021

  • Why Choose an Independent Insurance Agency?

    We’ve all seen the cute mascots on tv promising to save you money on your insurance and you’ve probably also started to see ads on social media from new online only companies promising instant quotes and incredible savings. So why would you want to call a Professional Independent Insurance Agency, like Schlitt Services, instead of […]

    February 23, 2021

  • Why a basic Homeowners policy isn’t always enough

    Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage and prevents you from paying too much out of pocket in case of a claim. To be properly protected, you […]

    February 19, 2021

  • Own a home? Here are two policy options you should know about

    If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common situations you may be unaware of — and the affordable options that can help […]

    January 27, 2021

  • 10 Tips to Help Prevent Identity Theft

    Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

    January 5, 2021

  • Porch Safety: Should You Leave the Lights On?

    It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity — particularly this time of year, when the days are short? Those answers can differ depending on a […]

    December 18, 2020

  • Artwork, Jewelry, Collectibles?

    Many people have fine jewelry, antiques, art works and collectibles.  But, many do not realize that their homeowners policy comes with limitations for these most precious items and in most cases, special theft limitations. The maximum limit your policy provides for unscheduled items may not be enough.   Antiques and art work are covered for […]

    December 7, 2020

  • Why You Need Personal Offense Coverage

    In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character, so it’s easier than ever to libel, slander, or invade a person’s privacy. Even if you apologize, you can […]

    October 8, 2020

  • autumn leaves

    10 Things to do to Prepare Your Home for Fall

    Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes. Here are 10 tips to help: Look up. […]

    September 22, 2020

  • open windows

    Keep Cool — While Keeping Your Energy Costs Down

    Two-thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total $11 billion each year running them. Our guess is that most of those households (which may include yours!) wouldn’t mind spending a little less to keep their homes cool. Because as great as it […]

    September 4, 2020